Terms of Use

These Terms of Use (the "Terms") constitute a legally binding agreement between you (the "User") and the owner and operator of Atnax.com (the "Website"). By accessing, browsing, or using the Website in any manner, you acknowledge that you have read, understood, and agree to be bound by these Terms in their entirety. If you do not agree, you must immediately discontinue your use of the Website.

THE CALCULATORS ON ATNAX.COM ARE PROVIDED FOR INFORMATIONAL AND EDUCATIONAL PURPOSES ONLY. RESULTS DO NOT CONSTITUTE FINANCIAL, TAX, LEGAL, OR MEDICAL ADVICE OF ANY KIND. ALWAYS CONSULT A QUALIFIED AND LICENSED PROFESSIONAL BEFORE MAKING ANY SIGNIFICANT FINANCIAL, HEALTH, OR LEGAL DECISION. USE THIS WEBSITE ENTIRELY AT YOUR OWN RISK.

1. Acceptance of Terms

By accessing or using the Website, you agree to be legally bound by these Terms and by our Privacy Policy, which is incorporated herein by reference. These Terms apply to all visitors, registered users, and any other persons who access or use the Website. Your continued use of the Website following any amendment to these Terms constitutes your irrevocable acceptance of the amended Terms. If you are using the Website on behalf of an organization, you represent and warrant that you have the authority to bind that organization to these Terms.

2. Disclaimer of Warranties — Provided "As-Is"

The Website, including all calculators, tools, formulas, reference data, and outputs, is provided strictly on an "as-is" and "as-available" basis, without any warranty of any kind, whether express, implied, statutory, or otherwise. The Owner of Atnax.com expressly disclaims all warranties, including but not limited to: (a) implied warranties of merchantability, fitness for a particular purpose, and non-infringement; (b) any warranty that calculators or tools will produce accurate, complete, or error-free results; (c) any warranty that outputs will meet your specific requirements or expectations; and (d) any warranty regarding the accuracy of localized data, currency values, tax rates, medical benchmarks, actuarial tables, or interest rate assumptions incorporated into or referenced by the Website's tools. All calculator outputs may contain mathematical rounding errors, localization discrepancies, formula simplifications, or outdated reference data. You assume full and sole responsibility for verifying all results before relying on them for any purpose.

3. Not Professional Advice

THE RESULTS, OUTPUTS, AND INFORMATION PROVIDED BY THE WEBSITE'S CALCULATORS AND TOOLS DO NOT CONSTITUTE, AND MUST NOT BE RELIED UPON AS, CERTIFIED FINANCIAL ADVICE, INVESTMENT ADVICE, TAX ADVICE, LEGAL ADVICE, OR MEDICAL ADVICE OF ANY KIND. All outputs are provided for general informational and educational purposes only. The Owner of Atnax.com is not a licensed financial advisor, certified public accountant, tax professional, attorney, physician, or any other type of licensed professional. No calculator result, formula explanation, or content on this Website creates or implies any professional-client relationship between the User and the Owner of Atnax.com. Before making any financial, investment, tax, legal, medical, or other significant decision, you must consult a qualified and duly licensed professional in the relevant field who can consider your unique individual circumstances. Reliance on any information provided by this Website is solely at your own risk.

4. Limitation of Liability

To the fullest extent permitted by applicable law, the Owner of Atnax.com and its officers, directors, affiliates, agents, successors, and assigns shall not be liable for any direct, indirect, incidental, special, exemplary, punitive, or consequential damages whatsoever, including but not limited to: (a) any financial loss, investment loss, tax liability, or loss of earnings arising from reliance on calculator outputs; (b) any adverse health outcome, medical decision, or loss of wellbeing arising from reliance on health or body-metric tools; (c) any loss of data, loss of profits, loss of business, business interruption, or reputational harm; (d) any cost of procuring substitute products, services, or professional advice; or (e) any other pecuniary or non-pecuniary loss, regardless of whether such damages are foreseeable or the Owner of Atnax.com has been advised of the possibility of such damages. This limitation applies to all claims arising under any theory of liability, including contract, tort (including negligence), strict liability, or any other legal or equitable theory. Some jurisdictions do not allow the exclusion or limitation of certain categories of damages; in such jurisdictions, this limitation shall apply to the maximum extent permitted by law.

5. Prohibited Uses and Prohibition on Automated Scraping

You may use the Website solely for lawful, personal, non-commercial informational purposes. The following uses are strictly prohibited: (a) operating automated bots, web crawlers, spiders, scrapers, data miners, or any script-based or programmatic mechanism — including but not limited to tools such as Playwright, Puppeteer, Selenium, Scrapy, or automated cURL scripts — to access, index, harvest, extract, copy, or reproduce any content, calculation logic, formulas, source code, or output from the Website; (b) reverse engineering, decompiling, disassembling, or otherwise attempting to extract the underlying mathematical formulas, algorithms, or source code from the Website's tools; (c) framing, mirroring, deep-linking, or reproducing any portion of the Website or its outputs on any other platform, product, or service without explicit prior written permission from the Owner of Atnax.com; (d) using the Website to develop, train, fine-tune, or improve any artificial intelligence model, machine learning dataset, or competitive product without explicit prior written permission; (e) engaging in any activity that imposes an unreasonable or disproportionately large load on the Website's infrastructure, including but not limited to denial-of-service attacks; (f) circumventing, disabling, or interfering with any security feature or access-control mechanism; or (g) using the Website for any unlawful purpose or in violation of any applicable law or regulation. Any violation may result in immediate termination of your access and may subject you to civil and criminal liability.

6. Service Modifications and Tool Availability

The Owner of Atnax.com reserves the unconditional right, at its sole discretion and without notice or liability to any User, to: (a) modify, update, revise, correct, or entirely replace any calculator, tool, formula, algorithm, or piece of content at any time; (b) temporarily or permanently suspend, restrict, or discontinue access to the Website or any specific tool or feature; (c) change the scope, functionality, or methodology underlying any calculation tool without prior announcement; and (d) remove any tool, page, or section from the Website without explanation or compensation. The Owner of Atnax.com assumes no obligation to maintain any specific tool, preserve backward compatibility of results, or archive historical outputs. Continued use of the Website after any such modification constitutes acceptance of the modified Website in its then-current state.

7. Third-Party Links and External Resources

The Website may contain hyperlinks to third-party websites, government tax portals, national health agencies, statistical databases, financial data feeds, and other external resources. These links are provided solely for reference and convenience and do not constitute an endorsement, affiliation, sponsorship, or verification of the accuracy or completeness of any content on any linked site. The Owner of Atnax.com exercises no control over, and assumes no responsibility for, the content, privacy practices, accuracy, availability, security, or legal compliance of any external website or resource. Reference data incorporated into the Website's tools — including but not limited to tax rates, actuarial tables, health benchmarks, and interest rate assumptions — is subject to change without notice, may not reflect the most current official figures, and must not be relied upon as a substitute for consulting authoritative government or professional sources. Access to and use of any linked third-party site is entirely at your own risk and governed by the terms and policies of that site.

8. Governing Law and Jurisdiction

These Terms and all matters arising out of or relating to the Website shall be governed exclusively by the laws of the State of Israel, without regard to its conflict-of-law principles. Any dispute, controversy, or claim arising out of or in connection with these Terms, or the breach, termination, or invalidity thereof, shall be subject to the exclusive jurisdiction of the competent courts located in Tel Aviv, Israel. By using the Website, you irrevocably consent to the personal jurisdiction and venue of such courts and waive any objection based on improper venue or inconvenient forum. Users located outside Israel are solely responsible for compliance with all applicable local laws and regulations in their respective jurisdictions.

9. Severability

If any provision or portion of these Terms is found to be invalid, unlawful, void, or unenforceable under applicable law by a court or arbitral tribunal of competent jurisdiction, that provision shall be deemed severed from these Terms to the minimum extent necessary, and the remainder of these Terms shall continue in full force and effect without modification. The severance of any provision shall not affect the validity or enforceability of any other provision. In the event a severed provision was fundamental to the allocation of risk or rights between the parties, the remaining provisions shall be interpreted to give effect to the original intent of these Terms as closely as legally possible.

10. Amendments to These Terms

The Owner of Atnax.com reserves the right to amend, revise, or replace these Terms in whole or in part at any time, without prior notice to Users. The "Effective Date" shown at the top of this page reflects the date the most recent version entered into force. Your continued access to or use of the Website following any modification constitutes your unconditional acceptance of the revised Terms. It is your sole responsibility to review these Terms periodically. If you do not agree to any amended version, you must immediately cease using the Website.

11. Contact Information

For inquiries relating to these Terms of Use, please contact the Owner of Atnax.com by electronic mail at: [email protected]. Response times may vary; the Owner of Atnax.com is under no obligation to respond to any particular communication.